Finding publishers in the present is not difficult. Almost every bank provides a special line that can issue credit cards. Each bank also offers a variety of promotions and lure to attract more and more people who open credit cards in place. This is not wrong and legitimate because it is part of the marketing strategy.
Agents often attract the attention of creditor candidates with the lure of a yearly fee or annual fee. This is a great way because many people think publishers are very generous by not putting more burdens on credit card owners. Without them being aware, the free annual fee also has a period of time. The average bank gives one year of free annual fee for each person applying for a credit card. After that time, then the credit card owner will be charged with an annual fee of different value per bank.
All you have to ask the credit card issuer about this annual fee is about how long a free annual promotional fee is given. Although the average bank applies a free period for a year, there are banks that provide longer free time.
In addition, you also must not forget to ask the amount of annual fees that must be paid after the promotion period is exhausted. You must have an earlier standard of the annual fees. The annual fee differentiation that you pay later usually depends on two things, namely the bank and the type of credit card you choose. For in this country, this annual fee has its own range based on the type of credit card such as Citi card.